How to manage your federal student loans through the consolidation and servicing process

Log-in towards the National Student Loan Data System website. Click upon each loan and print or save the document.

Print the necessary forms from the Direct Mortgage website, including the Repayment Plan Selection form. Based on your individual financial situation and repayment plan choice, you may also need to print and total the Consent to Disclosure of Tax Information as well as Alternative Documentation of Income forms.

Complete your Immediate Federal Direct Loan Consolidation application online. Sign your online application and promissory note together with your PIN. If you prefer, download a paper copy of the application off the website and mail it together with your required forms to the Direct Loan Consolidation Middle. Depending on the repayment plan you select, it might be necessary to mail a copy of your newest tax returns with the forms.


Check your loan summary sheet for just about any inaccuracies and report them to Federal Direct Loan consolidation. You will receive your summary sheet within 10 days of the loan balance being certified with the Direct Mortgage Consolidation Center.

Call the Direct Loan Servicing Center to verify they have all the required paperwork once you have received a letter from Direct Loans entitled Loan consolidation Disbursement(s) Made. If additional paperwork is essential, promptly mail your forms to avoid possible changes together with your selected repayment plan.